Most students have no idea what their options are when they graduate and they have to start paying their student loan debt back. This is sad and it is even worse that they don't know what they can do to pay it all back or to pause the payment process if necessary. There are ways to make it much easier and there are ways to make sure you pay back your loans on time.
The one thing you have to know first is that you get a 6 month grace period after you graduate before you actually have to start paying your loans back. This is something you should know because you have time to find yourself a job and start making some money to help you with paying these loans back.
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Another thing to know about dealing with student loan debt is that you can use what is called a deferment if you cannot pay right away. You can use this method to pause your payments for up to 2 years after your 6 month grace period. You also have the forbearance option which will allow you to pause your payments if you become unemployed or have no way to pay your loans back at the time.
The best option to look into is debt consolidation for student loans because this is a way to roll all your smaller loans into one larger loan and give you the chance to manage just one payment which is much easier than managing multiple payments. This is something you should be looking into right away because it will make life much easier on your financially.
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