There are many things you should know about your loans after you graduate and most students are not very well informed. You need to know that the repayment of your loans does not have to be hard for you and the debts from student loans you have come with options to make it very easy for you to repay them. You should know all of these options so that you know what you are dealing with.
Those that are graduating should know that you have 6 months after you graduate before your loans will become due and you also get a deferment period that you can use for up to 2 more years if you need it. This is time that your loans will still collect interest, but you will not have a payment due on them at all. You can pay on them if you want, but you don't have to during a deferment.
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You also have a forbearance that goes with debs from student loans. This is not as good as a deferment and it is more for if you become unemployed and cannot make your payments. This is something you should use if you need to use it, but if you can pay on your loans, then make sure you call and you talk to them because there are always other options.
Another option you can use to make managing your loans much easier is to go ahead and consolidate all your student debts into one large loan with one payments. You should be able to get a very similar interest rate and a low enough payment that you can handle it without much of an issue. This is a great way to make it easier to manage your debts.
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