Payday Cash Advance Loans are offered online to borrowers from a huge network of the top personal loan lenders in the nation. You can easily find a lender that can satisfy your financing needs. Each of the lenders will have their own criteria that applicants must meet in order to qualify for a payday cash advance loan.
I advise that you shop around to find the lender that is most suitable for you and your needs. Here are some payday loan requirements that are requested by most lending institutions:
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You can be instantly approved for a cash advance loan online today and get your money the same day if you can meet the following criteria that are required by most Payday loan lenders:
· You must be at least 18 years of age. If you are not then don't waste your time applying.
· You must be currently employed with a steady income. You can easily prove this with a recent paycheck stub.
· Most lenders require applicants to earn a minimum of $1000 per month but this amount varies from lender to lender.
· You must have an active checking account, which you can also easily prove by providing your most recent bank statement.
· You must be able to verify your identity with some form of identification such as a driver's license and some lenders may also require that borrowers have a home phone line.
· Some lenders may also require that you prove your U.S. residency but there are lenders that do not require you to be a U.S. citizen. You can prove residency by simply providing a piece of mail in addressed to you with your current address.
Your application for a payday cash advance will most likely be rejected if any one or more of the following conditions apply to you:
· You are currently unemployed or can't prove that you earn a steady income.
· You are unable to provide proof of identity, employment and income.
· You do not have a checking account that is in good standing at the time of your application for a cash advance.
· You have recently filed for bankruptcy.
· Your monthly income is below the minimum required. As stated above, this amount can vary greatly from one lender to another.
· You have a history of over drafting your checking account. There should be no overdrafts on your last bank statement which will be for the past 30 days.
· You currently have cash advance loans that have not been paid off. This is a definite no, no. If this is the case you need to repay this loan before even bother to apply for another one.
The above information is intended to serve as a general guideline of what most lenders require but requirements do vary greatly by payday lenders. If you meet most of, or say, all but 1 of these requirements, then it may be worth your while to investigate several lenders to see if they can help you. But if you have a past due cash advance loan already or you can't provide the proof required or you are not 18 years of age you may as well not even bother because no lender will grant you a payday loan online under those circumstances.
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